Welcome to
Prospect Community Services
Financial Resilience Program
What We Offer
Financial Resilience Program
Learn skills to manage your debt and help you to get out of a debt cycle
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Apply for assistance with NILS (No Interest Loan Scheme)
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Learn how to create an emergency fund and reduce reliance on this type of loan
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Learn many different ways to reduce debt, apply for assistance by referral to a Financial Counsellor and relieve financial pressures
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speak to Creditors
Budgeting Strategies
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One on one, face to face assistance with creating, reviewing and sticking to a budget
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Managing increase cost of living
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How to budget and reduce debt
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Long term goal setting
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Financially preparing for school / education
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Save on shopping
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Upskilling
SPER Sessions
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Engage in a group session once a week and build financial capability
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Reduce your SPER debt
Prospect Community Services Financial Resilience and Budgeting assistance is located at Prospect Community Services;
3 Powell Lane
Charters Towers
Ph: 07 4787 4797
Who We Support
Mon - Friday
9am to 4pm
Thursday -
9am to 1pm
All community members requiring information and support to access services.
Our Referral Process
For more information please phone
4787 4797
Prospect Community Services Financial Resilience program is a self-referral program. This meaning that anyone can refer. The process is as follows;
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Referring person/organisation completes Referral form and emails to info@prospect.org.au
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Once the Referral Form is received a member of the Disability and Mental Health program will contact the potential client and make a time to meet and discuss the services required.
The Referral Form can be found here, or you can complete the online referral form.
For more information please read our client information pack